USPS Life Insurance for Postal Employees and Their Families

Q: 1) Does this plan increase in cost as I age like other USPS life insurance options?

No. Your rates are locked in for as long as you keep the policy active.

Q: 2) When does the coverage expire?

This is whole life insurance and never expires, whether you’re 85 or 105, as long as premiums are paid.

Q: 3) Does this plan build cash value over time?

Yes. It builds cash value that can be accessed tax-free in retirement or whenever you need it.

Q: 4) Does this plan offer payroll deduction through LiteBlue / PostalEASE?

Yes — payroll deduction is available , making payments simple and consistent.

Life insurance is important. Losing a family member is catastrophic. Losing a family member who contributes income to the household can be even more devastating. No one wants to leave their family financially burdened at the time of their passing.

One of the first questions loved ones often ask is:
“Did they have life insurance?”

Our goal is to help USPS employees protect their families with simple, reliable life insurance designed specifically for postal workers.

“I Already Have Life Insurance Through the Post Office”

Many postal employees already carry USPS life insurance through FEGLI. But are you paying multiples of your base pay? And do you know how that coverage changes as you age?

Most postal employees are surprised to learn that FEGLI costs can increase dramatically over time — in some cases, up to 50× more as you get older.

If you would like help reviewing your current USPS life insurance coverage, text “Life Insurance” to 314-916-8858, and we’ll run a full analysis to see if your coverage still makes sense for you and your family.

Why Normal Life Insurance Stinks…

Life insurance offered to the general public can be difficult to secure and often comes with unnecessary headaches:

Health requirements most people struggle to meet
Excessive medical testing, including blood work, urine samples, and years of medical records
Agents who “bait and switch” by quoting low rates upfront, then doubling or tripling the price later
No payroll deduction options, which is inconvenient for important coverage like life insurance

This is where postal life insurance is different.

A Life Insurance Plan Exclusively for Postal Employees and Their Families

As long as you are a postal employee, you and your family may qualify for USPS life insurance coverage with none of the usual hassle.

This postal life insurance plan is designed specifically for USPS workers and offered through a dedicated postal life insurance company that understands postal benefits and payroll systems.

Can You or Your Family Members Answer “NO” to This One Question?

Medical Question:
In the last 2 years, have you had:
COPD, HIV, Heart Attack, Stroke, or Insulin-Dependent Diabetes?

If you answered “NO” — you are APPROVED!

Now, who can we cover and for how much?

• Employee: up to $150,000

• Spouse, children, and grandchildren (under 26): up to $50,000

Frequenslty Asked Questions

1) Does this plan increase in cost as I age like other USPS life insurance options?

No. Your rates are locked in for as long as you keep the policy active.

2) When does the coverage expire?

This is whole life insurance and never expires, whether you’re 85 or 105, as long as premiums are paid.

3) Does this plan build cash value over time?

Yes. It builds cash value that can be accessed tax-free in retirement or whenever you need it.

4) Does this plan offer payroll deduction through LiteBlue / PostalEASE?

Yes — payroll deduction is available, making payments simple and consistent.

We Would Love to Help You Protect You and Your Family

To provide an accurate quote, we just need some basic information from you. Because you work for USPS, there are no medical exams or tests, which means no surprises or headaches.

If you can provide a few basic details, we’ll be happy to help you secure the right life insurance coverage for you and your family as a USPS employee.